BLOG

When is it Time to Consult a Virginia Bankruptcy Attorney?

Since we’ve been in the bankruptcy business for twelve years, we’ve heard this question a million times and we think we have a pretty good handle on what the key signs are that it’s time to consult a bankruptcy attorney. Of course this list doesn’t include every scenario (and if you have others, please email them to us to add to the list), but we think it’s a good start for those thinking about a Chapter 7 or Chapter 13 bankruptcy.

  1. You’re unemployed
  2. You’re underemployed
  3. You have a serious medical condition that’s expensive to treat
  4. You don’t have health insurance and have mounting medical bills
  5. Your house is underwater (you owe more than it’s worth)
  6. Your mortgage interest rate is outrageously high and continues to adjust
  7. Your spouse lost his/her job
  8. You had a child/another child
  9. You got divorced and now support two households
  10. Your spouse died unexpectedly and now you’re trying to survive on a single income

If any of these situations feel familiar to you, you should consult with a bankruptcy attorney. You may be eligible for relief under a Chapter 7 or Chapter 13 bankruptcy. A Virginia bankruptcy attorney will help you to analyze your assets and debts, and help you to decide whether a bankruptcy will give you the fresh start you need so that you can resume living your life instead of being trapped in a debt nightmare. Bankruptcy is a powerful financial tool, and can transform your life after you’ve suffered a serious life event. Give us a call today and come in to chat. We may be able to help you.

Leave a Reply

Your email address will not be published. Required fields are marked *


Alexandria, VA

122 N Alfred Street
Alexandria, VA 22314
703 838.9004


Fredericksburg, VA

6316 Five Mile Center Suite #300
Fredericksburg, VA 22407
540.785.0010
By Appointment Only


Riverdale Park, MD

6801 Kenilworth Ave. Suite 120
Riverdale Park, MD 20737
301.843.3500
By Appointment Only
(parking in rear of building)


Washington DC

202.347.5300
6801 Kenilworth Ave. Suite 120
Riverdale Park, MD 20737
301.843.3500

122 N Alfred Street
Alexandria, VA 22314
703 838.9004
Andrews Law Firm offers two office locations in Washington D.C.